KreditPraktis-Pinjaman Cepat 5.0.1

Are you seeking a reliable financial application? The available loan products originate from cooperative P2P institutions. This platform employs intelligent matching algorithms to connect users with suitable financial solutions via the app, facilitating an efficient process to meet their financial needs.

Advantages of KreditPraktis include:

• Simplicity in operation with no technical barriers
• Quick installation enabling immediate use
• Easy registration using your mobile phone number
• Information security, as all partner organizations comply with OJK regulations

It is important to note that KreditPraktis functions solely as a information-matching and recommendation platform. The application does not provide direct loan services nor disburse funds to users. All loan products are offered by independent financial institutions collaborating with the platform. Loan approval, fund disbursement, interest rates, and repayment terms are determined solely by these institutions. Consumers are advised to review third-party financial information and privacy policies thoroughly before downloading related applications.

The service is intended for users aged 18 and above; minors are requested not to utilize this application.

Below is an overview of the financial products facilitated through KreditPraktis:

• Loan term: 90 to 360 days
• Loan amount: minimum Rp 1,000,000 and maximum Rp 20,000,000
• Low interest rates: annual percentage rate up to 18% (approximately 0.05% per day)
• Additional charges: No extra management fees; detailed contract terms are available through third-party application providers

An example of a loan calculation:

1. For a Rp 1,000,000 loan over 120 days with an annual interest rate of 18%:
2. Daily interest rate: 18% / 365 ≈ 0.05%
3. Interest payable daily: Rp 1,000,000 * 0.05% = Rp 500
4. Monthly interest payment: Rp 500 * 30 = Rp 15,000
5. Monthly repayment amount: (Rp 1,000,000 * 0.05% * 30) + (Rp 1,000,000 / 120 * 30) ≈ Rp 265,000
6. Total interest over the loan period: Rp 1,000,000 * 0.05% * 120 ≈ Rp 60,000
7. Total repayment: principal Rp 1,000,000 + interest Rp 60,000 = Rp 1,060,000

According to the third-party contract details provided by partner agents, upon approval of the loan application, users will receive a disbursed amount of Rp 1,000,000 with no hidden fees. Repayments consist solely of principal and interest at maturity.

For further inquiries:

• Email: [email protected]
• Operating hours: Monday to Sunday, from 08:00 to 18:00

Address: JI Diponegoro No.92 RT/RW:16/03 Lemah Putro Sidoarjo, Lemahputro Village, Sidoarjo District, Sidoarjo Regency, East Java Province